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So far I have come through this Twenty-first Century Dante's fiscal inferno completely unscathed thanks to being insulated by life-long careful money management and prudent frugality.
Because of the post-depression era austerity my parents raised me with, materialism and consumerism is not in my nature.
I have always been somewhat of an economic rebel and have always believed that keeping up with the Joneses was a suckers' game.
Over-spending to create facades to impress people we barely even know is what has gotten a lot of us buried in debt up to our eyeballs.
This consumer debt often enslaves us to the deferred life plan within jobs that damage our health and our sanity.
My enslavement did not last long because of my contrarian disposition. I started planning my Rat Race escape plan before I was even old enough to work.
I question everything and I try to think outside of the box whenever possible. This together with my frugality, I believe, is a major reason why I was able to recently retire at 38 years old.
You too may already be a well-seasoned frugal living devotee. In which case I am sure you will appreciate a lot of the free thrifty tips and resources on this website.
If you are just getting started in your journey toward living frugal you too are in the right place. I will be passing on lots of frugal living tips that will benefit you greatly for the rest of your life.
The frugal living advice on the pages below will enable you to save more money and reduce waste and debt.
You may wish to bookmark us into your browser favorites. And for updates, you can grab my RSS feed, and also follow Frugalicity on Twitter.
In case you can not find your way back in the future, you can type our address into your address bar and click go...just remember Frugalicity rhymes with Simplicity and also Felicity.
The name of this site is no coincidence since I am living proof that simple frugal living can lead to increased felicity (happiness) and ultimate freedom and liberty.
I hope you and many more thrifty and industrious folks stop by often and share what you have learned as well.
Rest assured, since this is my full time job now, I will be diligently stockpiling more frugal living wisdom into the pages of this site for years to come...like a frugal squirrel busily preparing for winter...and a long winter I think it will be.
The main pages of frugal living tips is in the following table of contents. There are also many more pages that each of the below hub pages link to.
So take your time and please don't hesitate to share some frugal advice of your own by leaving a comment at the bottom of the pages or by contacting me.
Thanks again for stopping by my frugal friend.
-Marc
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I'm frugal as heck and I question EVERYTHING!
That's part of the reason I was able to just quit my much hated and unhealthy wage-slave corporate job at the ripe old age of 38.
Life really doesn't have to be so darned difficult. I'm loving my new-found freedom!
No more suits, no more commutes, no more stress from moronic coworkers & bosses, no more rationing precious little vacation time, and no more waking up at 4 am!
I now work from home full-time and earn a steady income from my websites (this one included).
Besides my own self-reliance & perseverance, I owe a big thank you to the tried and true discovery that is empowering me to live life on MY terms.
They have become like my second family, but I only wish I had found them years earlier than I did.
I sincerely hope this thrifty website helps you to find your way down that road less traveled toward greater independence.
Yours Truly,
Marc A. Smith
(Founder of Frugalicity.com)

I'll bet old frugal & entrepreneurial Benjamin Franklin would have marveled at the power of the internet, especially when compared to the limited colonial reach of his "Poor Richard's Almanac" published from his early printing presses.
If he were alive today, I'm sure, like me, he probably would have figured out a way to earn a nice living online by building web businesses around his various hobbies and diverse know-how. He'd be sharing ideas with millions of people from all over the world, and he'd probably be "doing well by doing good" online.
I think Ben would have loved SBI! because it is unmatched for empowering every day folks like you and me to build extra income, independence, and freedom using the power of the web.
I'm using SBI!'s intuitive, highly affordable, all-in-one system of tools and step-by-step instructions to build Frugalicity.com and my other web businesses. I love it! I'd never use anything else.
Click below and learn why Ben (and you) would love it too...