Legal Information for Visitors to

All materials on this site ©2005-2006 All rights reserved.


Use of this site signifies your agreement with these terms of use. If you do not agree with any of the following terms of use, please do not use this site. The owner of reserves the right, in its sole discretion, to modify these Terms of Use at any time and you agree to be bound by such modifications.


All materials on this site, including, but not limited to text, images, illustrations, audio clips, video clips (the "Materials") are protected by copyrights. No Material from may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. However, you may make one copy, for personal non-commercial home use only, provided all copyright and other notices contained in the Material are left intact. Any modification of this Material or use of the Material for any other purpose constitutes an infringement of's copyright and other proprietary rights. Use of this Material on any other Web site or other networked computer environment is prohibited.


Any contact form submissions, messages, suggestions, ideas, questions, or concepts that are submitted by visitors to shall become, and remain, the property of By communicating material to the Web site, you agree that has the right to publish the material in it's original or modified form for any purpose, including, but not limited to, advertising and promotional purposes. However, In accordance with our privacy policy we will never sell, trade, or use submitters email except in order to communicate site related newsletters or information and to respond to visitors questions or comments. We will also respect visitors' privacy and will remove all personally identifying information before publishing such visitors' communications to

LINKS is not responsible for the content of any sites which may be linked to from These links are provided for your convenience only and you access them at your own risk.


By using this Web site and/or posting material to it, you agree to indemnify, its owners, officers, directors, employees, agents, distributors and affiliates for any and all claims, damages, losses and causes of action arising out of your breach of the foregoing agreement.

The Materials are transmitted and distributed "as is" and without express or implied warranties of any kind, including, but not limited to, warranties of title, implied warranties of merchantability, or fitness for a particular purpose. makes no warranty as to the quality, accuracy, completeness and validity of any Material and does not warrant that the functions contained on the Web site will be uninterrupted or error-free, or that defects will be corrected. Where applicable law does not allow the exclusion of implied warranties, the foregoing exclusions may not apply to you.

The Materials are for entertainment and promotional purposes only. Information and opinions expressed in Bulletin Boards or other Forums are not necessarily those of Neither nor its owners, officers, directors, employees, agent, distributors and affiliates are responsible or liable for any loss damage (including, but not limited to, actual, consequential, or punitive), liability, claim, or other injury or cause related to or resulting from any information posted or published on the web site.

Understand that you are solely responsible for the use of any information given on and use of any information will be at your own risk. Any information published on is designed to help you make informed decisions and is in no way intended to be used as a substitute for professional advice or treatment. Be sure to consult with your physician or other liscenced professional before adhering to any of the information, advice or recommendations regarding your health, beauty or fitness that may be presented on this site.

Please note that in no way will, its owners, officers, directors, employees, agents, distributors or affiliates be held responsible for any problems that might occur, or any damage or loss sustained due to the use of information (or by supplying inadequate or incomplete information) that may be contained on the website.


This site is controlled and operated from our headquarters in South Carolina and does not represent or warrant that any Materials are appropriate or available for use in other locations. If you choose to access this site from other locations, you do so at your own risk and are responsible for compliance with any and all local laws.

This agreement shall be governed by and construed in accordance with the laws of the State of South Carolina, as it is applied to agreements entered into and performed within that State. Any action brought to enforce this agreement or matters related to this site shall be brought in either the State or Federal Courts of South Carolina. If any provision of this agreement is deemed void, unlawful or otherwise unenforceable for any reason, that provision shall be severed from this agreement and the remaining provisions of this agreement shall remain in force.


This contains the entire agreement between you and This agreement may be modified at any time by the site owner of It is the visitor's responcibility to stay informed as to such modifications by periodically reading this policy which will remain posted as part of the website. Usage of this website obliges visitors of to be bound by this agreement and implies that visitors are aware of all stipulations in this agreement.

Top of Page

Return to main Frugal Living Index from Terms of Use